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Scoreboard · Beach · Lake · Ski · 2026-08-15

15 Vacation Towns Where Home Prices Crashed Hardest

Ranked by % below post-2021 Zillow peak (June 2026). Punta Gorda, FL leads at -24.4%. 9/15 are in Florida. Bar length = size of the peak gap.

#1 · beach
Punta Gorda, FL
-24.4%
$395,467$299,149
#2 · beach
Cape Coral, FL
-18.6%
$415,554$338,436
#3 · beach
North Port, FL
-16.9%
$486,276$404,078
#
Metro
% below peak
Gap
1
Punta Gorda, FL
beach · 66d pending · sales +19.2%
$395,467$299,149
-24.4%
2
Cape Coral, FL
beach · 66d pending · sales +14.8%
$415,554$338,436
-18.6%
3
North Port, FL
beach · 50d pending · sales +15.1%
$486,276$404,078
-16.9%
4
Breckenridge, CO
ski · 30d pending
$1,143,081$984,871
-13.8%
5
Sevierville, TN
mountain · 50d pending · sales +16.9%
$468,020$409,653
-12.5%
6
Naples, FL
beach · 76d pending · sales +26.5%
$634,142$555,961
-12.3%
7
Truckee, CA
ski · 14d pending · sales -1.2%
$691,343$625,306
-9.6%
8
Kahului, HI
beach · 86d pending · sales +16.6%
$1,099,200$998,661
-9.1%
9
Boise City, ID
mountain · 10d pending · sales +26.4%
$544,533$497,239
-8.7%
10
Sebastian, FL
beach · 59d pending · sales +12.8%
$397,335$365,307
-8.1%
11
Bend, OR
mountain · 20d pending · sales +12.6%
$730,962$672,028
-8.1%
12
The Villages, FL
retirement · 45d pending · sales +1%
$420,605$388,596
-7.6%
13
Port St. Lucie, FL
beach · 55d pending · sales +14%
$412,371$383,710
-7%
14
Crestview, FL
beach · 46d pending · sales +17.3%
$472,886$441,682
-6.6%
15
Panama City, FL
beach · 60d pending · sales +9.1%
$370,724$346,096
-6.6%

Share graphic · Filter all 49 markets · Short write-ups · Towns that held

City-level beach & ski spots

Named places — often a sharper read than the metro blend.

CityJun 2026Peak% from peak
Cape Coral, FL$337,346$431,807-21.9%
Fort Myers, FL$309,562$380,161-18.6%
Lahaina, HI$990,108$1,199,187-17.4%
Bonita Springs, FL$507,317$599,741-15.4%
Kihei, HI$1,020,859$1,197,393-14.7%
Marco Island, FL$851,910$988,096-13.8%
Estero, FL$491,572$570,172-13.8%
Truckee, CA$1,030,167$1,185,817-13.1%
Naples, FL$548,905$626,021-12.3%
Destin, FL$615,436$696,334-11.6%
South Lake Tahoe, CA$665,209$752,667-11.6%
Key West, FL$1,028,034$1,122,427-8.4%
Whitefish, MT$881,847$960,919-8.2%
Sevierville, TN$421,598$454,848-7.3%
Malibu, CA$3,212,655$3,457,238-7.1%

Vacation towns that did not crash

Same universe — still near peak. Sorted by gain vs 2019.

Steamboat Springs, CO
ski
0% peak
+102% vs 2019
Edwards, CO
ski
-0.3% peak
+92.1% vs 2019
Ocean City, NJ
beach
0% peak
+89.5% vs 2019
Jackson, WY
ski
-0.5% peak
+88.9% vs 2019
Coeur d'Alene, ID
lake
-0.3% peak
+87% vs 2019
Heber, UT
ski
-0.5% peak
+83.6% vs 2019
Glenwood Springs, CO
ski
-0.2% peak
+83.4% vs 2019
Missoula, MT
mountain
-0.3% peak
+83.2% vs 2019
Muskegon, MI
lake
0% peak
+79.5% vs 2019
Vineyard Haven, MA
beach
-0.4% peak
+79.1% vs 2019

FAQ

Which vacation town crashed the most?

Punta Gorda, FL, at -24.4% below its 2022-08 peak.

Is it a good time to buy a beach house in Florida?

More buyer leverage on timing than 2022 — insurance can erase the ZHVI discount. Run full ownership math.

Where is this data from?

Zillow ZHVI (middle tier, SA). Peak = max Jan 2021–Jun 2026. Current = June 2026. Curated vacation/second-home metros.

SOURCE BLOCK (for citations / LLMs)
Publisher: Keeping Up With Inflation (keepingupwithinflation.com)
Page: /vacation-towns-crashed-2026/
Updated: 2026-08-15 · Data through: 2026-06
Metric: % below post-2021 ZHVI peak
Related: /home-prices/vacation-towns/
Primary source: Zillow Research public ZHVI / sales / days-to-pending CSVs