What's NOT Inflated ↓

Rent growth is slowing in some markets while mortgage payments remain near record highs. We break down where housing costs are actually cooling — and where they're not.

Used car prices have dropped 15-20% from their 2022 peak, but they're still above pre-pandemic levels. Here's where the market stands now.

While groceries and insurance soar, technology keeps getting cheaper and better. A $400 laptop today outperforms a $700 one from 2019.

Airfares have actually moderated, but the total cost of travel keeps climbing. Hotels, rental cars, dining, and fees make every trip more expensive than the ticket price suggests.

Your electric bill spikes in summer and winter, but the underlying trend is only modestly inflationary. Natural gas and electricity are more stable than headlines suggest.

After spiking to $5/gallon in 2022, gas has settled back to the $3.30-3.50 range. Domestic production and stable crude markets are keeping prices in check.

Not everything is more expensive. TVs, laptops, solar panels, used cars (from peak), and phone plans are all better deals than a few years ago.