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“What’s Inflated. What Isn’t.”

CPI Inflation Rate

Year-over-year percent change in CPI-U — the number quoted in headlines

CPI inflation was 2.4% year-over-year in January 2026 — the number you see in the headlines.

Then
2019
1.8%
Now
2026
2.4%
Change
20192026
+0.6 pts
↑ Rising
CPI Inflation Rate: 2015–2026
Year-over-year percent change in CPI-U — the number quoted in headlines
0.1%1.8%3.6%5.3%7.1%8.8%20151.3%20162.1%20172.4%20181.8%20191.2%20204.7%20218.0%20224.1%20233.0%20242.7%20252.4%2026
Source: Bureau of Labor Statistics (FRED CPIAUCSL, YoY % change)keepingupwithinflation.com
Historical Datakeepingupwithinflation.com
YearRateYoY Change
20150.1%
20161.3%+1200.0%
20172.1%+61.5%
20182.4%+14.3%
20191.8%-25.0%
20201.2%-33.3%
20214.7%+291.7%
20228.0%+70.2%
20234.1%-48.8%
20243.0%-26.8%
20252.7%-10.0%
20262.4%-11.1%
Analysis

This is the number that gets quoted in the news: "Inflation was 2.4% last month" or "CPI rose 2.4% over the past year." It's the year-over-year percent change in the Consumer Price Index — how much higher prices are than 12 months ago, not the level of the index itself.

In 2019 the rate was 1.8%; it dipped to 1.2% in 2020, then surged to 4.7% in 2021 and peaked at 8.0% in 2022 — the highest in 40 years. Since then it has cooled: 4.1% in 2023, 3.0% in 2024, 2.7% in 2025, and 2.4% in the 12 months through January 2026. The Fed targets 2%, so we're close but not quite there.

When headlines say "inflation," they almost always mean this CPI year-over-year rate. It's the same data as the Inflation Index (CPI level) — just expressed as the annual percent change so you can see whether inflation is speeding up or slowing down.