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“What’s Inflated. What Isn’t.”

Archive

January 2026
Jan 15 | groceries
The items you buy most often are the ones that sting the most. Eggs and coffee lead our 'Small Pain' Index — everyday purchases where inflation is impossible to ignore.
Jan 5 | housing
Rent growth is slowing in some markets while mortgage payments remain near record highs. We break down where housing costs are actually cooling — and where they're not.
December 2025
Dec 18 | dining
Fast food was supposed to be the cheap option. But with combo meals pushing $12-15, cooking at home has become the clear budget winner again.
Dec 5 | subscriptions
Your streaming bill has crept up $30-50/month over five years as every service raised prices and added ad tiers. The era of cheap streaming is over.
November 2025
Nov 20 | used cars
Used car prices have dropped 15-20% from their 2022 peak, but they're still above pre-pandemic levels. Here's where the market stands now.
Nov 8 | insurance
Auto insurance is up 22% year-over-year and home insurance is surging in disaster-prone states. We explain the structural forces behind the premium shock.
October 2025
Oct 22 | tech gadgets
While groceries and insurance soar, technology keeps getting cheaper and better. A $400 laptop today outperforms a $700 one from 2019.
Oct 10 | travel
Airfares have actually moderated, but the total cost of travel keeps climbing. Hotels, rental cars, dining, and fees make every trip more expensive than the ticket price suggests.
September 2025
Sep 25 | wages
Nominal wages are up, but after adjusting for inflation, most workers have barely broken even. Lower-income households are falling further behind.
Sep 10 | utilities
Your electric bill spikes in summer and winter, but the underlying trend is only modestly inflationary. Natural gas and electricity are more stable than headlines suggest.
January 2025
Jan 20 | healthcare
Health insurance premiums, deductibles, and out-of-pocket costs keep rising faster than wages. The average family now spends $24,000/year on healthcare.
Jan 5 | childcare
Childcare costs now rival rent in many markets, averaging $1,200-$2,000/month per child. The staffing crisis is making it worse.
December 2024
Dec 15 | gas energy
After spiking to $5/gallon in 2022, gas has settled back to the $3.30-3.50 range. Domestic production and stable crude markets are keeping prices in check.
November 2024
Nov 20 | groceries
Same price, smaller package. Shrinkflation is rampant across grocery aisles and most shoppers don't notice until they read the fine print.
Nov 1 | housing
America is short 3-5 million homes. Until we build more, housing costs will keep climbing. We dig into why construction can't keep up.
October 2024
Oct 15 | dining
Menu prices are up 25%+ since 2019, and tipping expectations have expanded to 20-25%. The full cost of eating out has never been higher.
September 2024
Sep 20 | wages
The federal minimum wage has been $7.25 since 2009. State minimums range up to $16.28, but even the highest ones just match 1968's purchasing power.
August 2024
Aug 10 | not inflated
Not everything is more expensive. TVs, laptops, solar panels, used cars (from peak), and phone plans are all better deals than a few years ago.
July 2024
Jul 15 | inflated
We rank every major spending category by cumulative price increase since 2020. Auto insurance leads at +55%. The results reveal where households are truly squeezed.
June 2024
Jun 20 | insurance
Insurance costs are surging, but you're not helpless. Comparison shopping, higher deductibles, and bundling can save hundreds per year.